Full List of Services

Wealth Accumulation Advice for Millennials
Millennials face unique challenges and opportunities when it comes to building wealth. Financial planning for this generation often focuses on balancing student debt, career growth, homeownership, and investing for long-term financial security. We offer tailored advice on budgeting, saving, and investing to help you build a strong financial foundation for the future.

Alternative Investments
Diversifying beyond traditional stocks and bonds, alternative investments like real estate, private equity, or hedge funds can be a powerful way to grow wealth. We help you explore these options and assess whether they align with your financial goals and risk tolerance.

Annuities
Annuities can offer guaranteed income in retirement, providing peace of mind in your later years. We assist in choosing the right type of annuity—whether fixed, variable, or immediate—to fit your long-term retirement strategy.

Avoid Financial Pitfalls
Financial planning is about more than just growth—it's about avoiding costly mistakes. We help you identify and steer clear of common pitfalls, such as high-interest debt, poor investment choices, or improper estate planning, ensuring you stay on track.

Cash Value Life Insurance
Cash value life insurance can serve as both a life insurance policy and a long-term investment tool. We guide you in understanding the benefits and potential drawbacks of this option, helping you decide if it fits your financial plan.

Charity and Philanthropy Donation Strategy
For those looking to give back, we offer strategies that maximize the impact of charitable donations while also providing tax benefits. From donor-advised funds to charitable trusts, we help create a giving plan that aligns with your values and financial goals.

Delaware State Trusts
Delaware offers unique advantages for trust planning, such as favorable tax laws and privacy protections. We guide you in using Delaware State Trusts to protect and transfer wealth while minimizing taxes and maximizing privacy.

Deferred Sales Trusts
A Deferred Sales Trust (DST) can be a powerful tool for deferring capital gains taxes on the sale of appreciated assets, such as real estate or a business. We help you understand how this strategy can improve your tax efficiency while allowing you to reinvest the proceeds into other opportunities.

Divorce Financial Planning
Divorce can have a significant impact on your financial future. Our team helps you navigate the complex financial considerations of divorce, from asset division to alimony, child support, and retirement plans, ensuring your financial security after the separation.

Education on Personal Finance
Understanding the basics of personal finance is critical to making informed financial decisions. We provide education on budgeting, saving, investing, and managing debt to help you make smarter choices and build financial independence.

Estate Planning
Estate planning isn’t just about passing on wealth; it’s about ensuring your wishes are respected and your family is cared for. We help you create a comprehensive estate plan that includes wills, trusts, powers of attorney, and healthcare directives, all tailored to your unique needs.

Financial Planning for Retirement
Planning for retirement starts with understanding your desired lifestyle and how to fund it. We help you build a retirement plan that includes strategies for saving, investing, tax efficiency, and maximizing Social Security benefits to ensure you enjoy the retirement you envision.

Holistic, Comprehensive Financial Advice
Our approach takes into account all aspects of your financial life—wealth accumulation, debt management, retirement planning, estate planning, and more. We provide guidance that aligns with your long-term goals, creating a roadmap for lasting financial success.

Legacy and Wealth Building for Your Family
We focus on building and preserving wealth for future generations. Whether it’s through tax-efficient investing, trust planning, or charitable giving, we help you create a lasting legacy for your family.

Long-Term Care and Alternatives
Planning for long-term care is an essential part of protecting your assets in retirement. We help you explore traditional long-term care insurance options as well as alternatives like hybrid policies or self-funding, ensuring you're prepared for unexpected healthcare needs.

Real Estate Investments
Real estate can be a lucrative part of your investment strategy. We offer advice on purchasing, managing, and selling real estate, helping you evaluate potential properties, leverage financing, and maximize returns.

Retirement Plan Setup for Small and Medium-Sized Businesses
We assist small and medium-sized business owners in setting up retirement plans for themselves and their employees. From 401(k) plans to SEP IRAs and SIMPLE IRAs, we ensure your retirement offerings are competitive and tax-efficient.

Social Security Consulting
Maximizing your Social Security benefits is key to a secure retirement. We provide consulting on the optimal timing for claiming benefits and strategies to increase your overall lifetime payout.

Stocks, Bonds, ETFs, Mutual Fund Investing
We help you navigate the world of investment products, from stocks and bonds to exchange-traded funds (ETFs) and mutual funds. Our advice is designed to build a diversified portfolio that aligns with your risk tolerance and financial objectives.

“Sudden Wealth” Management (Lottery, Settlement, and Inheritance Investing)

If you come into a large sum of money unexpectedly, it’s important to manage it carefully. We offer specialized guidance for managing sudden wealth, whether from a lottery win, inheritance, or legal settlement, helping you make informed decisions that preserve and grow your new assets.

Tax Strategy
A well-thought-out tax strategy can have a significant impact on your financial outcomes. We work with you to develop a tax-efficient plan that minimizes liability, maximizes deductions, and ensures you're prepared for the future.

Variable Annuity Solutions and Rollovers
Variable annuities can offer both growth potential and income guarantees. We provide guidance on choosing the right variable annuity products, as well as strategies for rolling over annuities into other retirement accounts to optimize growth.

Wealth Management, Transfer, and Preservation
Managing, transferring, and preserving wealth are essential elements of a sound financial plan. We help you grow your wealth through strategic investments, and we work with you to ensure a smooth transfer of assets to future generations while minimizing estate taxes and protecting your legacy.