Investment Process

Many investment managers, especially at large brokerage firms, don’t take a customized approach. While index funds are common, far too many firms still act as if they can time the market, relying on expensive actively managed funds.

We create a comprehensive investment strategy for your entire portfolio, then carefully decide how to allocate each of your accounts to achieve your goals. In contrast, many firms develop strategies on an account-by-account basis and overlook the significant differences in how the IRS taxes each type of account. 

Our method reduces investment taxes and enhances long-term portfolio growth.

The reason our approach isn’t more widely used is that it’s not as efficient for large investment managers. Our process takes time, and no one has yet figured out how to apply it on the scale that big firms require. We don’t mass-produce strategies; we craft them to fit your unique needs.